Introducing Personal Finance Sunday!

One of the sage saying that is supposed to make people feel better  is “Money can’t buy happiness.” And I have come to realize that I disagreed with the saying. Let me explain myself before I become branded as materialistic. Money is a tool that many get to take for granted. I am guessing the person who said that money can’t buy happiness probably had enough.

Money beyond a certain threshold can not buy you any more happiness than you already have. However below that threshold, money, or the lack of it, can lead to a miserable existence that is governed by worries and anxieties over meeting your basic needs in life. Notice that I said basic needs. I am talking about the things that are at the very bottom of Maslow’s hierarchy of needs.

It is the acknowledgement of the importance of reaching the threshold and going beyond the threshold that has informed my decision to start Personal Finance Sundays. In the past week, I have spoken about some of my personal finance tips such as spending cash only. In the future, I intend to introduce more articles about personal finance that focuses on good money habits. Writing about good money habits is a way of holding myself accountable as well because I am really at that phase in my life where I need to start building a good base.

Let us go on this journey of actively managing our personal finance together. Tell me know in the comments what kind of articles you would like to read and discuss as part of #PFSundays.

 

Sloppy Gratitude

And the fear

of being heard

              rose

until nothing

       but a murmur

        was heard

to live consciously. That has been my goal in life for a long time. I remember being asked what my greatest goal in life is. to be happy. to be content. to not constantly be seeking. Sometimes I do a great job at that. I am content. I am filled with gratitude. But when does gratitude and contentment become sloppy? When you can’t be bothered to reach just a little higher because what you have seems like plenty. Sometimes I feel like I am lazy. I feel like I don’t work hard enough. How can everyone else be achieving and I am just okay having just enough? When I think about it closely though, I recognize the pattern. The fear of failure. If I don’t try I won’t fail. If I don’t reach out, I won’t be rejected. That is not contentment. It is fear. It is settling because I am afraid to hope for more. I miss the child I use to be. I miss being fearless. I miss believing that I could do anything. I miss the days before I started noticing that success does not look like me. I miss the times when I did not realize that there was more to making it than just constantly putting in hard work. In those days, I won’t have seen the obstacles. I would have seen the high of achieving something great. But I now I need to break the first barrier. I need to break that perception that I can’t. I can. I can. If I keep remembering I can, I will. I need to be the first person to believe in “I can.”

 

 

 

 

Happy New Year!

Every year since I can remember, I give myself a lists of things that I want to accomplish. Then,  I do nothing. Last year, shortly after my 28th birthday, my sister turned 30 and had a grand trip in Europe. The frenzy of her big milestone, made me realize mine is in a couple of years. It made me realize that I could not let my twenties be a decade of amazing ideas that died due to lack of follow through. I decided to chase all those things that I have let go because they are impossible to achieve. I want my twenties to be about breaking new grounds in life. Exploring what it means to live a fulfilled life.

I am really good at giving other people advice but not so good about following them. I remember when one of my good friends wanted to move to Nigeria and it just seemed impossible. I remember one conversation we had where it seemed like everything she needed to do in order to be able to move was impossible. All she could see was roadblocks. I said to her on that day “for you I wish the impossible.”

For me, I wish the impossible. Impossible for me has been many things over my life. The overwhelming one has been the sense that I am not good enough, not worthy, not well equipped.  I have always managed to find the reason why not. But I realize that reasons exist because I have created them out of fear. What if I saw my perceived obstacles and saw them as stepping stones. Like a ledge in a smooth wall that allows me to climb and reach higher.

This blog is going to be my journey #chasingimpossible!

*I had so much I wanted to do with this post since it is my first one. I wanted to add a picture or a great quote. But I have been sick and working full-time since Christmas. I did not want to start the new year with excuses so I am going to go ahead and publish this.